Welcome to a new decade. The year is 2020. And I am not really sure how to proceed from here. Do I leap blindly into the future paying no heed to the dangers that may lie ahead? Do I tiptoe cautiously forward hoping for the best? Do I stay the same as I have always been and consistently fly by the seat of my pants? Or should I be more diligent in carefully laying out detailed plans with specific goals in mind? One would think that with 45 years of life experience, I would have a better clue. But I suppose with the wisdom of the years, the only thing…